Britannia Building Society payment protection insurance (PPI), which also known as loan repayment insurance, credit insurance or credit protection insurance was designed so that the borrower could make repayments to Britannia Building Society if they were unable to earn income to service the debt for instance due to becoming ill or unemployed. This shouldn’t be… Read More »
Northern Rock, based in the North East of England had a strong customer base in Newcastle and the rest of Tyneside and surrounding area. Unfortunately, having taken the rocky road of demutualisation it found that it was too exposed to financial pressures surrounding the 2008 sub prime mortgage crisis and so effectively had to be… Read More »
Bradford and Bingley was originally two Yorkshire-based building societies that merged to provide better financial security and a better service to their customers. Their TV advertising featured Mr Bradford and Mr Bingley – both in bowler hats! They were later taken over by Santander bank following the banking crisis in 2008. If you were sold… Read More »
Coventry Building Society is one of the building societies that hung on to their building society status and did not de-mutualise. It is now the second largest building society in the UK. If you bought a financial product from Coventry Building Society then you may also have had PPI. Not all PPI was mis-sold… Read More »
Standard Life Annuity & PPI Claims Standard life have had to make provision for both claims for mis-selling PPI and mis-selling annuities. The particular problem with annuities is where they failed to tell people that they could get a better rate of payment on their annuity due to ill health. People with poor health… Read More »
Black Horse PPI Claim Template Black Horse is part of the Loyds TSB banking group, specialising in loans for car, motorbikes and caravans. A very high percentage of PPI claims have been allowed for mis-sold payments protection insurance. PPI was mis-sold if you didn’t know you had it, if it was added without your express… Read More »
In figures released by the Financial Ombudsman detailing PPI claims for the first half of 2012, Lloyds TSB are revealed as having the greatest percentage of upheld cases with an amazing 98% of all cases being upheld by the ombudsman. The Ombudsman service upheld a total of 71% of all PPI cases in favour of… Read More »
Capital One PPI Claims forms Like other financial institutions, Capital One will handle all cases fairly under the guidelines that have been issued by the Financial Ombudsman. Under these guidelines the company will undertake to give a decision on your case within 8 weeks of receiving your original PPI complaint. Before then you will normally… Read More »
Natwest PPI Claim Template Many people have been successful in making claims against Nat West Bank for wrongly sold PPI. If you feel that PPI was missold to you – either because you did not need or want it, or you were put under undue pressure or you were sold PPI that was not suitable… Read More »
PPI Claims Letter HSBC HSBC is one of the biggest financial institutions facing claims for refunds of missold PPI. Like other sellers of financial products, HSBC has sold PPI policies that people did not need, want or require. Again, like other providers, HSBC have put in place a simple claims process – you can use… Read More »